Same Day Hire Purchase Available with Cargiant
With our Hire Purchase & PCP options, you can spread the cost of your car in a way that suits you. We offer flexible terms ranging from 36 to 60 months on hire purchase agreements and 36 to 48 months on PCP agreements. Plus, your standard monthly payment will never change.
Because we act as a broker not a lender, we have partnered with some of the UK’s leading finance partners such as Black Horse and MotoNovo so you can be confident that you are in safe hands.
And because the loan is secured on the vehicle, your other credit needs are left undisturbed. It’s all about keeping you in control.
We understand that taking out finance can sometimes feel complicated and daunting. Our simple online application makes the application process straightforward and our multi-award winning Finance Advisors will support you through the process from start to finish.
We have relationships with many different lenders so can offer a range of finance options for all circumstances. These include flexible deposit options and depending on your personal circumstances these could start from as little as 0% deposit.
In order for you to really understand your budget before you begin looking you can also apply for finance before you have chosen your car. This way you know exactly what your budget is, before you start looking.
Cargiant Car Finance Explained
Complete our Simple Online Application
Arrange your finance before you’ve even found your car. Our online application makes the process of applying straightforward. And, if you have already found your perfect car, simply tell us about the car and based on your personal circumstances let us do the rest.
Find your Perfect Car
Browse our website to find your perfect car. We’ve up to 8,000 cars in stock so search today and book a test drive online. Then visit Cargiant where our finance advisors are on hand 7 days a week, or call us direct prior to your visit to put your mind at rest.
Confirm and Drive Away Happy
Once you’ve found your perfect car and your finance has been agreed then all there is left to do is drive away in your perfect car. Pending your personal circumstances and the car of your choice we may be able do this for you all in one day.
Join Thousands of Happy Cargiant Customers
We’ve received 1000s of 5* independent reviews over 40 years of heritage. Our customers rate us 5* across Trust Pilot an Independent Review site and happily recommend us to their family and friends.
Hire Purchase Car Finance FAQ's
Read our Car Finance section online. If you still have unanswered questions and don't feel ready to apply, then call us on *020 8964 7509* to speak to one of our Finance Advisors directly. Alternatively, come to Cargiant and speak to our Finance Advisors face to face. We're open 7 days a week until late every day.
A less than perfect credit history shouldn't stand between you and the car you need. That's why we work closely with customers with low credit scores. We always do our best to find solutions that suit everyone.
Car Giant Limited is registered in England and Wales with company number: 01407612. Registered office: 44 Hythe Road, London NW10 6RS.
Cargiant acts as a credit intermediary and only offers credit products from a number of carefully selected lenders including Blackhorse, Motonovo, BNP Paribas and Northridge who will pay us for introducing you to them.
Cargiant is authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 307782.
Finance is available subject to status, to UK residents aged 18 years and over. Indemnities will be required. Conditions will apply depending on credit score status.
How To Find us
Our Address
44-45 Hythe Road
White City
London
NW10 6RS
1 mile from Westfield London